$100K short and nowhere to go...


Artist Odyssey

Hello World Changer!

We’re packing up our whole lives in Arizona, ready to make the biggest and riskiest move we’ve ever made. We’re moving our family, our horses, and our school across the country…and we don’t even know if we’ll have a place to move in to when we get there.

Several months earlier, in the fall, we found the perfect property: a 10,500-square-foot house on 64 acres, with a 6,000-square-foot commercial building that would become the new location for Milan Art Institute. I had just finished teaching a five-month Mastery Program intensive, and the 12 students had graduated.

The last few months have been a flurry of nonstop work and action to accomplish our giant relocation. We had some money tied up in the equity of the school property in Arizona, owned by my parents, and planned to use that as part of the down payment.

Facing the Unexpected

A buyer came forward—a Mastery Program student who wanted to build her own art school from the local pocket I had created there since 2010, focusing on youth and teenagers in the area. I offered to leave equipment and supplies, helped her create her website, and gave advice on class structure and goals. I even offered her our local mailing list.

She was incredibly excited. At her graduation, I promoted her and her school and hoped she would have a fantastic start. But three days before we were scheduled to close and move across the country, she got cold feet and pulled out her cash offer.

We were counting on that money to close our loan. Without it, the financing fell apart.

She insisted on getting her earnest money back because we were “friends” and it was the decent thing to do. The moving trucks were ordered, our horses were already picked up, and everything was boxed and ready to load.

Yet we didn’t have anywhere to go.

Without financing, our deal on the Georgia property was dead.

Our Dark Night

I let our realtor and lender know what happened and prayed for a miracle. We were short about $100K and didn’t know what to do.

Our realtor called. “This may be a long shot,” she said, “but I know a guy who loans money privately on real estate. The interest rate will be high, but you can refinance later. You might even refinance in six months based on the equity since you got such a good deal.”

I felt nervous. It sounded like some mafia-type loan shark situation, and I pictured broken knees.

“I don’t know… This sounds sketchy. Are you sure?”

“Look, he may not even do it. But I’ve worked with him before. If you sell him the idea, he might. His name is Bruce Wayne. I’ll get you his number. If he goes for it, he can get you the money within three days.”

Bruce Wayne.

Like Batman.

I couldn’t believe I was about to try to get a last-minute personal loan from Batman.

After psyching myself up, I called him. He answered immediately.

“Hi, Mr. Bruce.” I couldn’t bring myself to say his last name. “I got your number from our realtor, Sandy. She said you sometimes give personal loans for real estate.” I explained what had happened and told him we were supposed to close January 15 and only had a few days to figure things out.

“If you will put $130K of your own money into this and it will be your primary residence, I’ll think about it,” he said. “Send me the address and the selling price. I’ll check it out and let you know in three days. If I do it, the interest rate is 17 percent. You must refinance within a year.”

Three days.

I realized we would already be somewhere in Texas by then, but I didn’t want to upset Bruce Wayne.

“Yes,” I said carefully. “But if there’s any way you could let me know sooner…”

“NO. Three days. Don’t call me. Don’t email me. I’ll call you.”

Yikes.

“Ok, sir. I look forward to hearing from you.”

No Guarantees

Now what?

Do we still leave? If we don’t leave on schedule, we won’t make closing. If he says no, we’ll have all our things and nowhere to go. Two U-Hauls, four cars, and horses headed to a house we can’t buy.

I am standing in a real walk of faith.

Was the student backing out a sign we shouldn’t move? Or was it resistance because this is exactly what we’re supposed to do—and God is going to send Batman to save the day?

The consensus among our group of 14 relocating to Georgia is to move forward and believe for the best. So we keep packing boxes and act as though everything is fine.

Our realtor tells the title company financing is coming. I don’t hear from Bruce Wayne for the next couple of days and don’t dare call him.

Moving day arrives, and we say goodbye to our home in Arizona, which holds more than ten years of memories—horseback rides, barbecues, birthday parties, the start of Milan Art Institute, and countless precious friendships.

We are stepping into a turning point for the school.

Or are we?

I wish I could say I have complete faith. But I am filled with doubt and pressure, feeling entirely responsible. I don’t want to face the possibility that Batman will say no and the school will suddenly look unstable.

At the Crossroads

The entire drive that morning, my heart is in my throat. I keep watching the time, waiting for Bruce’s call. I quietly start building Plan B in my mind. Maybe we could go to Georgia anyway. Put our things in storage. Board the horses somewhere. Rent a space to film the rest of the Mastery Program.

Still, I hope for a miracle.

While pumping gas near El Paso, my phone rings.

I understand the significance immediately. I am standing at a crossroads.

“Elli, this is Bruce Wayne. I’m going to do it. Send me the name of your title company and I’ll wire the money. I’ll email you my terms. Let me know by 8pm if you object to anything.”

That’s it.

He never asks for my social security number. Doesn’t run a credit check. Doesn’t ask what I do for a living. I don’t know if he’s a billionaire, a lawyer, a realtor, a mafioso… or Batman.

He is Bruce.

And now he’s lending me $720K.

I feel like I’m standing in the middle of a miracle.

A New Season Begins

When our horses finally arrive at the new property, we don’t have the fencing ready, so we take turns sitting in the garage on rubber mats babysitting them.

As I’m sitting there listening to Beau softly chew his hay and occasionally snort with satisfaction, I think about the last few months. It’s all coming together. Soon the horses will have a pasture until we build the barn.

We have a beautiful property tucked inside a magical forest and a 6,000-square-foot school space, with a long waitlist already forming for the September 2020 Mastery Program. Dimitra and Jake are getting married in two weeks right here in the forest.

I can sense a significant shift coming. I know my life will never be the same.

I feel brave.

I feel empowered.

I know the courage I carry isn’t coming from me alone. It comes from seeing God come through again and again. This school was His idea. He has proven more times than I can count that He will protect it and provide for it. My only job is to walk with Him and trust.

I can feel my wings spreading wide again.

Guided by the Vision

That same quiet strength I had begun to recognize before was still there, growing. Watching Beau eat calmly in this strange place after such a long journey, I could see how far we had come together. After eight years with Beau, we had faced fears, betrayals, disappointments, and the weight that comes with responsibility and success.

We had grown wings now. Not suddenly, but slowly, through every step that required trust before we could see the outcome.

We were learning how to soar above the distractions and the battleground below.

We just had to keep our eyes on the North Star of our vision and trust the path.

It was the end of January 2020. A global pandemic and shutdown were just ahead of us. But for that month, and the wedding to come, we were blissfully unaware—celebrating in the quiet refuge our gentle forest provided.

What's the biggest risk you've ever taken?

🔴 LIVE on YouTube

What if the best way to start a painting was by removing paint instead of adding it?

TODAY at 3pm ET on the Milan Art Institute YouTube channel, I’m going live to walk you through the bird challenge from The Outstanding Artist—a subtractive oil underpainting that starts in complete darkness.

This is the exact exercise featured in Episodes 1 & 2, and it’s one I’ve taught for years in the Mastery Program because of how quickly it trains your eye to see light, value, and form.

We’ll bring a bird to life together by pulling light out of the paint—step by step, in real time.

Join me live and take on the challenge!

Share the Love

If you’ve found value in this newsletter, why not share it? Forward this email to friends and family who would also benefit from worthwhile inspiration and heart-lifting reflections.

It takes all of us to create a community of world changers! Thank you for being a member of the Artist Odyssey community!

7760 Cow Camp Lane, Sarasota, FL 34240
Unsubscribe · Preferences

Elli Milan

Visionary artist, author, educator, inspirational speaker, and founding owner of Milan Art. Revolutionizing how art is sold and artists are taught. Excellence in art without elitism.

Read more from Elli Milan

Artist Odyssey Hello World Changer! I’m feeling spicy and defiant. I want to break down walls, shatter the grips of control, and challenge what is expected. I feel the urge to shock and disrupt but still express what is beautiful, true, noble, and just. To bring forth what is lovely, wondrous, and inspiring. I see an image before me—a magical being, glowing in splendor, surrounded by a sea of glistening glass. A white horse waiting patiently for the moment that is coming. He will not arrive...

Artist Odyssey Hello World Changer! I walk into a meeting room in Miami with two other people from our team, feeling anxious but hopeful. We’re taking a moment out of hosting our coach retreat to conduct the final interview for a tech lead who we are counting on to fix what may be the biggest and most expensive mistake we have ever made. We have been paying a large tech team in Ukraine every month to develop an app called ArtSocial that will host art contests, all of our content, our programs...

Artist Odyssey Hello World Changer! I’m slowly rolling through arrivals at Hartsfield International in Atlanta, the busiest airport in the country. I’m trying to keep an eye on my texts and find Dimitra and Jake in the sea of people and luggage. I see Jake’s hand pop up and wave, while Dimitra is actively looking around for me. I pull up to where they’re standing. Hugs, luggage in the trunk, and off we go. “So how was Bali? Magical?” I’m excited to hear all about their incredible honeymoon....